Multi-Award Winning Travel Insurance

The best travel insurance for everyone is different because it can be considered as the one that fits your personal needs, travel plans, and budget while covering the things that matter most to you. Depending on your trip, this could include cover for overseas emergency medical expenses, trip cancellations, luggage and personal effects cover, and even optional extras for activities like skiing, adventure sports, or riding motorcycles.  

Every claim is reviewed individually on a case-by-case basis and will only be paid if it meets the terms, conditions, limits, and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel.

You can buy your Travel Insurance up to 12 months before your Departure Date.

Note:

• For the Comprehensive, Standard Saver, Domestic Plus and Snow Sports Plus policies; the Trip Cancellation Expenses benefit for cancellation fees and lost deposits starts instantly when your policy is issued. It can be best to buy your policy as early as possible to cover you for Trip Cancellation Expenses should the unexpected occur before you start your trip.
• For the Frequent Traveller Saver policy, the Trip Cancellation Expenses benefit for cancellation fees and lost deposits starts on the date that you specify on your policy.

For more information, refer to our Product Disclosure Statement (PDS).

The value of insurance may be considered to be worth it when you consider the cost of travel insurance cover, which is most likely to be relatively small compared to the cost of your total holiday. Costs may vary from a few hundred to hundreds of thousands for an unexpected overseas hospital visit depending on various factors. These costs can easily escalate with extended hospital stays and when a medivac is required to bring you back to Australia.  We also provide 24-hour support from the Emergency Assistance team if an emergency occurs. 

For more information, refer to our Product Disclosure Statement (PDS) and TMD.

Travel insurance can be purchased after booking your flight. 

For some policies, cancellation cover begins from the date the policy is issued, not the departure date. This means any unexpected events that occur before you buy your policy may not be covered. 

Every claim is reviewed individually on a case-by-case basis and will only be paid if it meets the terms, conditions, limits, and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel. 

You can buy cancellation insurance after you have booked flights, accommodation, tours or cruises, and you can buy it right up until the departure date of your holiday. The earlier you buy a policy that covers cancellation, the longer you will be covered for any deposits or money you have paid for your trip.

Please note cancellation cover is only available with our Comprehensive, Standard Saver, Snow Sports Plus, Domestic Plus and Frequent Traveller Saver policies.

Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).

The cost of travel insurance is calculated on your specific trip and considers a number of factors including but not limited to:

• Which countries you're travelling to
• The duration of your trip
• Your age today
• The type of activities you're planning on doing, like skiing
• Whether you're going on an ocean cruise
• How many people are travelling
• The type of policy you select
• The amount of the Excess

Since pricing is calculated individually, the best way to find out is to get a personalised quote online or over the phone, where you can compare options based on your itinerary and coverage needs.

Whether you need insurance is a decision to be made by yourself only and should certainly be considered for anyone who cannot predict the future. It is designed to provide cover for unexpected and unforeseen circumstances such as stolen luggage or medical emergencies which you have no way of knowing if they will or won't happen.

For more information, refer to our Product Disclosure Statement (PDS) and TMD.

Depending on the policy you have chosen, travel insurance can cover you for unexpected costs that happen before or during your trip. This may include overseas medical and hospital expenses, trip cancellations or delays, lost or stolen luggage, and optional extras for activities like skiing, adventure sports, or motorcycle riding. 

Every claim is reviewed individually on a case-by-case basis and will only be paid if it meets the terms, conditions, limits, and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel.